HELOC, HELOAN And Bridge Loan Programs
We offer 40-Year Term Loans designed for borrowers seeking lower monthly payments by extending their mortgage over a longer period. This option provides increased affordability in the short term, making homeownership more accessible.
40-Year Term Loans – Lower Payments, Greater Flexibility
At OMEGA Mortgage, we offer 40-Year Term Loans designed for borrowers seeking lower monthly payments by extending their mortgage over a longer period. This option provides increased affordability in the short term, making homeownership more accessible.
Who Qualifies?
Homebuyers looking for lower monthly payments
Borrowers who need more flexibility in their budget
Homeowners seeking to refinance and reduce their monthly costs
Key Benefits:
Homebuyers looking for lower monthly payments
Borrowers who need more flexibility in their budget
Homeowners seeking to refinance and reduce their monthly costs
Considerations:
More Interest Over Time – A longer loan term means more interest paid overall
May Have Slightly Higher Rates Compared to traditional 30-year loans
Call Us: ( 909-757-8226 )
Second Mortgages – Tap Into Your Home’s Equity Without Refinancing
At OMEGA Mortgage, we offer Second Mortgage Loans to help homeowners leverage their home equity for home improvements, debt consolidation, or major expenses—without disturbing their existing first mortgage.
Who Qualifies?
Homeowners with sufficient equity
in their property
Borrowers looking to avoid refinancing their first mortgage
Individuals needing funds for renovations, education, or large expenses
Types of Second Mortgages:
Home Equity Loan – A lump sum loan with fixed payments and interest rates
Key Benefits:
Keep Your First Mortgage Intact – No need to refinance your existing loan
Access to Home Equity – Convert equity into cash for important expenses
Flexible Loan Options – Choose between a lump sum loan or a home equity line of credit (HELOC).
Potential Tax Benefits – Interest may be tax-deductible for home improvements (consult a tax advisor)
Is a Second Mortgage Right for You?
Our mortgage experts will help you evaluate your options and find the best Second Mortgage Loan to fit your needs.
Types of Second Mortgages:
Home Equity Loan – A lump sum loan with fixed payments and interest rates
Call Us: ( 909-757-8226 )
HELOC & Home Equity Loans – Unlock Your Home’s Value
At OMEGA Mortgage, we offer Home Equity Line of Credit (HELOC) and Home Equity Loan (HELOAN) options, allowing homeowners to access their home equity for renovations, debt consolidation, or major expenses.
What’s the Difference?
Home Equity Line of Credit (HELOC)
Revolving Credit – Borrow as needed, like a credit card
Flexible Withdrawals – Access funds over time instead of a lump sum
Variable Interest Rates – Typically lower initial rates than fixed loans
Great for Ongoing Expenses – Ideal for home improvements or unexpected costs
Home Equity Loan (HELOAN)
Lump Sum Loan – Receive funds all at once
Fixed Interest Rate – Predictable monthly payments
Set Loan Term – Typically 5, 10, or 15 years
Great for Large One-Time Expenses – Ideal for debt consolidation, medical bills, or major purchases
Who Qualifies?
Homeowners with sufficient home equity
Borrowers looking for lower interest rates than credit cards or personal loans
Individuals needing funds for home renovations, college tuition, or financial emergencies
Is a HELOC or HELOAN Right for You?
Our mortgage specialists will help you determine which option best suits your financial goals.
Call Us: ( 909-757-8226 )
Buy Before Sell – Secure Your New Home Without the Wait
At OMEGA Mortgage , we offer Buy Before Sell loans— a short-term financing solution that allows homeowners to purchase their next home before selling their current one. This bridging option helps buyers stay competitive in the market without the stress of timing two transactions perfectly.
Who Qualifies?
Home Equity Line of Credit (HELOC)
Homeowners with equity in their current property
Buyers who need flexibility to purchase before selling
Those looking to avoid contingent offers and market delays
Key Benefits:
Buy First, Sell Later – Secure your dream home without waiting
Leverage Existing Equity – Use your current home’s value to qualify
Stronger Offers – Avoid contingencies and compete like a cash buyer
Smooth Transition – Move into your new home before selling the old one
How It Works:
Use Equity from Your Current Home – Borrow against your home’s value
Purchase Your New Property – Secure financing without delays
Sell Your Current Home on Your Timeline – Pay off the bridge loan after selling
Move Forward Without the Hassle!
With a Buy Before Sell loan from OMEGA Mortgage, you can transition smoothly into your next home without the pressure of lining up two transactions.
Call Us: ( 909-757-8226 )
Bridge Loans – Short-Term Financing for Seamless Home Transitions
At OMEGA Mortgage, we offer Bridge Loans, a short-term financing solution that helps homeowners buy a new home before selling their current one. This temporary loan uses your existing home’s equity to cover the down payment or full purchase price of a new property, making it easier to transition without financial strain.
Who Qualifies?
Homeowners who need funds before their current home sells
Buyers looking to avoid contingent offers
Homeowners who want to move quickly in competitive markets
Key Benefits:
Short-Term, Flexible Financing – Typically 6-12 months
Leverage Home Equity – Access funds without selling first
Avoid Contingencies – Strengthen offers with non-contingent financing
Smooth Transition – Move into your new home before selling the old one
How Bridge Loans Work:
Use Your Current Home’s Equity – Secure funding based on existing property value
Purchase Your New Home – Get financing before selling your current property
Repay When You Sell – Pay off the bridge loan once your old home sells
Move with Confidence!
Our Bridge Loan solutions at OMEGA Mortgage help you transition seamlessly into your next home while maximizing your financial flexibility.
Call Us: ( 909-757-8226 )
40-Year Term Loans – Lower Payments, Greater Flexibility
Atb OMEGA Mortgage, we offer 40-Year Term Loans designed for borrowers seeking lower monthly payments by extending their mortgage over a longer period. This option provides increased affordability in the short term, making homeownership more accessible.
Who Qualifies?
Homebuyers looking for lower monthly payments
Borrowers who need more flexibility in their budget
Homeowners seeking to refinance and reduce their monthly costs
Key Benefits:
Lower Monthly Payments – Spread the loan balance over 40 years for affordability
Easier Qualification – Reduced debt-to-income (DTI) ratio may improve approval chances
Available for Purchase & Refinance – Flexible options to fit your financial goals
Ideal for Budget-Conscious Buyers – Keeps homeownership within reach
Considerations:
At OMEGA Mortgage, we offer 40-Year Term Loans designed for borrowers seeking lower monthly payments by extending their mortgage over a longer period. This option provides increased affordability in the short term, making homeownership more accessible.
Is a 40-Year Loan Right for
You?
May Have Slightly Higher Rates – Compared to traditional 30-year loans
Our mortgage experts can help you determine if a 40-Year Term Loan aligns with your long-term financial plans.
Second Mortgages – Tap Into Your Home’s Equity Without Refinancing
At OMEGA Mortgage, we offer Second Mortgage Loans to help homeowners leverage their home equity for home improvements, debt consolidation, or major expenses—without disturbing their existing first mortgage.
Who Qualifies?
Homeowners with sufficient equity in their property
Borrowers looking to avoid refinancing their first mortgage
Individuals needing funds for renovations, education, or large expenses
Key Benefits:
Keep Your First Mortgage Intact – No need to refinance your existing loan
Access to Home Equity – Convert equity into cash for important expenses
Flexible Loan Options – Choose between a lump sum loan or a home equity line of credit (HELOC)
Potential Tax Benefits – Interest may be tax-deductible for home improvements (consult a tax advisor)
Types of Second Mortgages:
Home Equity Loan – A lump sum loan with fixed payments and interest rates
Home Equity Loan – A lump sum loan with fixed payments and interest rates
Is a Second Mortgage Right for You?
Our mortgage experts will help you evaluate your options and find the best Second Mortgage Loan to fit your needs.
Call Us: ( 909-757-8226 )
Call Us: ( 909-757-8226 )
HELOC & Home Equity Loans – Unlock Your Home’s Value
At OMEGA Mortgage, we offer Home Equity Line of Credit (HELOC) and Home Equity Loan (HELOAN) options, allowing homeowners to access their home equity for renovations, debt consolidation, or major expenses.
Home Equity Line of Credit (HELOC)
Revolving Credit – Borrow as needed, like a credit card
Flexible Withdrawals – Access funds over time instead of a lump sum
Variable Interest Rates – Typically lower initial rates than fixed loans
Great for Ongoing Expenses – Ideal for home improvements or unexpected costs
Home Equity Loan (HELOAN)
Lump Sum Loan – Receive funds all at once
Fixed Interest Rate – Predictable monthly payments
Set Loan Term – Typically 5, 10, or 15 years
Great for Large One-Time Expenses
– Ideal for debt consolidation, medical bills, or major purchases
Homeowners with sufficient home equity
Borrowers looking for lower interest rates than credit cards or personal loans
Individuals needing funds for home renovations, college tuition, or financial emergencies
Our mortgage specialists will help you determine which
option best suits your financial goals.
Call Us: ( 909-757-8226 )
Buy Before Sell – Secure Your New Home Without the Wait
At OMEGA Mortgage , we offer Buy Before Sell loans— a short-term financing solution that allows homeowners to purchase their next home before selling their current one. This bridging option helps buyers stay competitive in the market without the stress of timing two transactions perfectly.
Who Qualifies?
Homeowners with equity in their current property
Buyers who need flexibility to purchase before selling
Those looking to avoid contingent offers and market delays
Key Benefits:
Buy First, Sell Later – Secure your dream home without waiting
Leverage Existing Equity – Use your current home’s value to qualify
Stronger Offers – Avoid contingencies and compete like a cash buyer
Smooth Transition – Move into your new home before selling the old one
May Have Slightly Higher Rates – Compared to traditional 30-year loans
How It Works:
Our mortgage experts can help you determine if a 40-Year Term Loan aligns with your long-term financial plans.
Use Equity from Your Current Home – Borrow against your home’s value
Purchase Your New Property – Secure financing without delays
Sell Your Current Home on Your Timeline – Pay off the bridge loan after selling
Move Forward Without the Hassle!
With a Buy Before Sell loan from OMEGA Mortgage, you can transition smoothly into your next home without the pressure of lining up two transactions.
Call Us: ( 909-757-8226 )
Bridge Loans – Short Term Financing for Seamless Home Transitions
At OMEGA Mortgage, we offer Bridge Loans, a short-term financing solution that helps homeowners buy a new home before selling their current one. This temporary loan uses your existing home’s equity to cover the down payment or full purchase price of a new property, making it easier to transition without financial strain.
Who Qualifies?
Homeowners who need funds before their current home sells
Buyers looking to avoid contingent offers
Buyers looking to avoid contingent offers
Homeowners who want to move quickly in competitive markets
Key Benefits:
Short-Term, Flexible Financing – Typically 6-12 months
Leverage Home Equity – Access funds without selling first
Avoid Contingencies – Strengthen offers with non-contingent financing
Smooth Transition – Move into your new home before selling the old one
How Bridge Loans Work:
Use Your Current Home’s Equity – Secure funding based on existing property value
Purchase Your New Home – Get financing before selling your current property
Repay When You Sell – Pay off the bridge loan once your old home sells
Move with Confidence!
Our Bridge Loan solutions at OMEGA Mortgage help you transition seamlessly into your next home while maximizing your financial flexibility.
Call Us: ( 909-757-8226 )
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(909) 757-8226
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5559 S Sossaman Rd #1-101,
Mesa AZ 85212
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All product names, logos, and brands are property of their respective owners.
Feature Headlie
This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.
Licensed In: AL,CA,FL,GA,IL,MD,NC,TN,TX,VA, NMLS # 1068689 | NMLS ID 1660690 |
AZMB #0944059
Corporate Address : 5559 S Sossaman Rd #1-101, Mesa AZ 85212
Disclaimer: All loans subject to qualifying factors. Not all applicants will qualify.
Feature Headlie
This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All
products are subject to credit and property approval. Other restrictions and limitations may apply.
Licensed In: AL,CA,FL,GA,IL,MD,NC,TN,TX,VA, NMLS # 1068689 | NMLS ID 1660690 | AZMB #0944059
Corporate Address : 3100 W Ray Rd STE 201, Office 209 Chandler, AZ 85226
All product names, logos, and brands are property of their respective owners.
Disclaimer: All loans subject to qualifying factors. Not all applicants will qualify.
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