To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “43/49.” This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment).
VA and FHA loans even allow for higher debt ratios on a case by case basis.
Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get a favorable rate doesn’t have to be stressful!
We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with a pre-qualification letter request.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you, whether you’re a first-time homebuyer or a repeat buyer.
Here’s how our home purchase loan process works:
Complete our simple mortgage pre-qualification letter request
Receive options based on your unique criteria and scenario
Compare mortgage interest rates and terms
Choose the offer that best fits your needs
Mortgage rates change daily and vary depending on your unique situation. Get your FREE customized quote here .
Send Us A Message
Give Us A Call
(909) 757-8226
Our Address
5559 S Sossaman Rd #1-101,
Mesa AZ 85212
All product names, logos, and brands are property of their respective owners.
This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.
Licensed In: AL,CA,FL,GA,IL,MD,NC,TN,TX,VA, NMLS # 1068689 | NMLS ID 1660690 |
AZMB #0944059
Corporate Address : 5559 S Sossaman Rd #1-101, Mesa AZ 85212
Disclaimer: All loans subject to qualifying factors. Not all applicants will qualify.
This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All
products are subject to credit and property approval. Other restrictions and limitations may apply.
Licensed In: AL,CA,FL,GA,IL,MD,NC,TN,TX,VA, NMLS # 1068689 | NMLS ID 1660690 | AZMB #0944059
Corporate Address : 3100 W Ray Rd STE 201, Office 209 Chandler, AZ 85226
All product names, logos, and brands are property of their respective owners.
Disclaimer: All loans subject to qualifying factors. Not all applicants will qualify.
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